The Direct Option - Addressing Health Care One Tribe At A Time

By Jaclyn Foutz, September 04, 2009

At the center of the ever-popular and over-exhausting current health care debate is the cost of health care in the United States. National health care spending is expected to reach $2.5 trillion this year1 and projected to represent nearly 20% of the United States’ gross domestic product by 2017.2 These figures are fueling the debate and motivating our leaders to propose various options to overhaul health care. The numbers are shocking but they fail to adequately humanize the problem. The real issue isn’t the percentage of GDP or total spending, it is the cost to individuals at the time of their need.

Approximately 62% of all personal bankruptcies filed in 2007 in the United States were filed due to medical expenses (nearly 80% of those were filed by people with health insurance).3 In addition, approximately 1.5 million families lose their home to foreclosures every year because of unaffordable health care.4 For breast cancer alone, it is estimated that out-of-pocket expenditures and lost-income costs for women with insurance coverage average $1,455.00 per month.5 In 2006, twenty five percent of cancer patients reported to use all or most of their savings dealing with cancer.6

This reality has sparked a growing trend towards “compassion technology” or social networking websites that help facilitate support for those enduring a health-related crisis. Some websites facilitate emotional support and some promote charitable giving, but one website stands out above all others.

Human Tribe Project is the only social networking website that targets both the financial and emotional burdens of health crises. Initially created to help cancer patients bridge the gap between insurance coverage and real costs, and to provide emotional support along the way, Human Tribe Project allows friends and family to unite, raise funds and show support for a loved one during a health-crisis. Human Tribe Project sells Tribe Tags - tangible tokens of support that remind a loved one that she is supported financially and emotionally.

Human Tribe Project combines the progress of technology with the power of the humanitarian spirit to tackle the costs of health care one health-crisis at a time. While our political leaders are debating the public option and the single-payer option, Human Tribe Project is providing a direct option to help those in need at the time of their need.

  1. Siska, A, et al, Health Spending Projections Through 2018: Recession Effects Add Uncertainty to The Outlook Health Affairs, March/April 2009; 28(2): w346-w357.

  2. California HealthCare Foundation, “Health Care Costs 101.” www.chcf.org/documents/insurance/HealthCareCosts08.pdf.

  3. Himmelstein, D, E., et al, “Medical Bankruptcy in the United States, 2007: Results of a National Study,” American Journal of Medicine, May 2009.

  4. Robertson, C.T., et al. “Get Sick, Get Out: The Medical Causes of Home Mortgage Foreclosures,” Health Matrix, 2008.

  5. "The Financial Burden of Cancer: Estimates From A Study of Insured Women With Breast Cancer." The Journal of Supportive Oncology, May/June 2004.

  6. USA Today/Kaiser Family Foundation/Harvard School of Public Health Cancer Survey (conducted August 1-September 14, 2006).

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